Recently, in order to integrate and upgrade the credit card installment business, ICBC launched the concept of "Happy Installment" to provide more comprehensive installment services to the majority of ICBC credit card holders and better meet the personality of each cardholder. needs. The following editor will introduce to you the comprehensive credit card installment business of ICBC to make credit card installment more professional.

1. e-installment

The company provides large-amount loans to ICBC credit card customers, repaying them in installments to relieve financial pressure for up to 8 years. The amount applied for is directly transferred to a special debit card and can be used for large consumption needs such as purchasing, renting, housing, weddings, education, and travel.

2. Car installments

For car purchase requirements put forward by ICBC credit card holders, they can purchase hot-selling models of mainstream brands in installments according to car models, and enjoy car installment discount discounts, with a minimum of 0 installment procedures. Fee discount.

3. Billing

If the cardholder cannot repay in full on the ICBC credit card repayment date, he or she can apply for bill installment and bear the corresponding installment fee according to the number of bill installments.

4. Convert consumption to installments

After using ICBC credit card for consumption, the cardholder can transfer one or more eligible consumption transactions during the interest-free period before the due repayment date. Convert to installment payment.

5. Customized installment credit card

When you open an account, you can activate the credit card's customized installment function simultaneously. Once the consumption is successful, it will automatically be converted into installment payment. Customers can adjust the starting amount and installment period by themselves. The number of installments can be set for different consumption amounts.