(2) Using an invalid credit card;
(3) Fraudulent use of another person's credit card;
(4) malicious overdraft.
Malicious overdraft refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank.
Malicious overdraft, the amount of which is more than 6,543.8+0,000 yuan but less than 6,543.8+0,000 yuan, shall be deemed as "a large amount" as stipulated in Article 196 of the Criminal Law and suspected of credit card fraud.
(1) to (3) If the amount is more than 5,000 yuan but less than 50,000 yuan, it shall be deemed as "a large amount" as stipulated in Article 196 of the Criminal Law, and it is suspected of credit card fraud.