(1) VISA: As one of the most famous payment brands in the world, Visa's global electronic payment network-－VisaNet－-is the most extensive, powerful and advanced consumer payment processing system in the world. At present, more than 2 million merchants worldwide accept Visa cards, and there are more than 84, ATMs all over the world. In the Asia-Pacific region, Visa International has more than 7 member financial institutions issuing various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards. Visa has 17 Chinese-funded member financial institutions and 5 foreign-funded member banks in China, including UnionPay. Therefore, the biggest feature of VISA is that you can easily use credit cards all over the world.

(2) MasterCard: MasterCard International established an internationally accepted credit card system from the late 195s to the early 196s. In 1966, a bank card association was formed. In 1969, InterbankCandAssociation purchased the patent right of MasterCharge, and unified the name and style design of credit cards of various issuing banks. In the following ten years, the original name of MasterCharge was renamed MasterCard. Mastercard international is a non-profit association that includes financial institutions all over the world. Its members include commercial banks, savings and loan associations and credit cooperatives. VISA and MASTERCARD are two major credit card organizations in the world, with similar convenience and application scope, and cardholders can choose freely. Generally, visa is used more in the United States and master is used more in Europe.

(3) American Express Card: Since the first American Express card was issued in 1958, American Express has issued American Express cards in 49 currencies in 68 countries and regions, building the world's largest self-contained special merchant network and having more than 6 million high-quality cardholders. When American Express Card was opened, more than 17, merchants signed up to access the network, especially the addition of 15, cardholders and 4,5 member hotels of American Hotel Alliance, which indicated that the bank card was finally accepted by the mainstream business community in the United States. American express card has a long history of serving high-end customers, so it is loved by business people.

(4) DinersClubInternational, the first credit card company registered in new york in 195 by McNamara and Schneider, was later reorganized into Diners Club International. As the earliest credit card, the brand value of this card is also quite high.

(5)JCB credit card: JCB card and Diner's Card are the two earliest card brands issued in the history of Japanese credit card industry. At that time, the American Diner Credit Card Company established the Japanese Diner Credit Card Company in Japan in 196, while JCB mainly issued Diner Cards to local high-end customers, and the number of cards issued was very small. After JCB was established, it decided to choose a different road from the high-end user card issued by Dalai, and positioned the card as a popular JCB card. JCB, which is in the early stage of the development of Japan's credit card industry, is ahead of other credit card companies in both the number of cards issued and the transaction volume. During the 197s and 198s, its business volume increased exponentially and became the most popular credit card in Japan.