Credit cards are divided into Puka, Gold Card and Platinum Card, in which the amount of Puka is generally within 6,543.8+0,000 yuan, the amount of Gold Card is within 6,543.8+0,000-50,000 yuan, and the amount of Platinum Card is above 50,000 yuan.
Credit card refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English names of credit cards were specified.
Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).
Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units. It is a card with the name of the issuer, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.
A real credit card has the following characteristics: cash is not allowed to be pre-deposited, it is paid after consumption, it enjoys an interest-free repayment period, and it can be repaid in installments (with a minimum repayment amount). Joining international credit card organizations such as VISA and MASTER can be used worldwide.
From 0: 00 on August 29th, 20 19, when using the credit card repayment function, 0. 1% of the actual repayment amount will be charged for each credit card repayment, and the user will pay both the repayment amount and the handling fee.
Jingdong Finance also adjusted the credit card repayment service rules: starting from September 1, the same user can enjoy a maximum free repayment amount of 1 10,000 yuan per month, and a service fee of 0. 15% will be charged for the part exceeding the maximum free repayment amount.