What is the general annual fee for credit cards? Ordinary card general annual fee 100 yuan, gold card 200-300 yuan, platinum card above 400 yuan. Part of Ping An Credit Card applies for annual fee exemption in the first year, such as Ping An Yue Platinum Card, annual fee of 480 yuan, annual fee exemption in the first year, and annual fee exemption in the following year if you bind Alipay/WeChat or swipe your card three times.