How to use the credit card flash payment card of Guangfa Bank: Flash payment card is a non-contact payment product application of financial IC card, which has the function of fast micropayment without inputting password and signature. "Flash payment" is mainly used in fast micro-payment and public service fields such as fast food, vegetable market, scenic spots and public transportation, centralized use fields such as property communities and campuses, and some traditional merchants such as convenience stores and supermarkets.

Cardholders buy goods or services from merchants with flash payment signs and confirm the corresponding amount. With the bank IC card with flash payment function, they can quickly complete the payment with a wave of their hand on the contactless payment terminal that supports UnionPay flash payment.

Generally speaking, the maximum electronic cash account in the card can only be 1000 yuan, and the single consumption amount cannot exceed 1000 yuan.

To successfully swipe the card to complete the flash payment, you need to have enough balance in the offline account of the card (the term is "electronic cash"), otherwise you will jump to the password input stage like ordinary swiping! So if you enter the password in the process of flash payment, it means that you can't get the discount, so please prepare your own backup plan.