It usually takes about 7 working days for Agricultural Bank of China to apply for a credit card through personal online banking. After the application is approved, a text message reminder will appear. If the application is rejected, there will be no reminder. The Agricultural Bank of China credit card review is usually completed within 10 working days, and the credit card will arrive within 15 working days after it is sent out. Therefore, it usually takes 25 working days for the user to receive and use the credit card. Users can call the credit card service hotline to check the application progress, or check it through personal online banking, personal mobile banking, etc. The above is the content related to the results of the Agricultural Bank of China’s online application. Approval standards for bank credit cards

1. Income status: The bank will determine whether the user is based on the user's income status, different positions, different fields, and different salaries. It does not mean that it can meet the bank's qualifications. The higher the salary, the higher the user's starting limit;

2. Length of working hours: The time the user works in a certain position means the increase in the user's salary range. Therefore, the user's qualifications and abilities will be better;

3. Bank flow: The bank's fixed flow, such as salary card, salary payment is very critical to the bank's flow, which can record that the user's income is very stable and has a certain Economic foundation, which is also a very useful criterion for applying for a credit card;

4. Whether there is housing: Housing is an indispensable criterion for the level of the credit limit. If the user has the ability to purchase housing, it is not necessary. Worry that banks will not allow users to apply for credit cards;

5. Credit record: Credit record is also a personal credit record. No overdue, good credit, and timely repayment of loans are all reflections of a good credit record;

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6. Card application record: Generally, no more than 3 credit cards are applied for in a month. Once the number exceeds 3, the bank will think that the user lacks a lot of assets in the short term. The user can apply for one within 3 months, or within one year. If you apply for 3 cards, the probability of the bank approving the card is very high;

7. Investment and financial management products: Purchasing investment and financial management products at banks or other service platforms can reflect the user's personal financial ability and loan repayment time. ability. Reasons why card approval is slow

1. After the holidays, the bank’s daily tasks have not been issued yet, so card opening will be slower;

2 , The bank will give priority to ensure high-quality users, and ordinary users can only queue up and wait for leadership approval;

3. It takes a lot of time to report after applying for review materials, which is usually fifteen working days after the materials are reported.

4. The filled-in materials may not be detailed, making it inconvenient to check. Most of the filled-in materials need to be verified through the Internet or intermediary companies or methods, such as telephone verification.

This article mainly writes about the knowledge points about how many days the results of the Agricultural Bank of China’s online application usually take. The content is for reference only.