1. Submit the application. Whether it is an online application or an offline application, to apply for a postal savings credit card, you need to fill in the personal information of the credit card application.
2. If the credit card review is done offline, the bank needs to enter the card application information before reviewing the credit card, and then enters the review stage. The system will conduct a comprehensive score based on the information provided by the applicant and combined with the credit report. , to decide whether to issue a card and the amount of the card. This stage takes a long time, and the results usually take 15-30 days.
3. Credit card production: After passing the review, the bank will take 2-3 days to produce the card.
4. Credit card mailing: After the card is issued, the bank will mail the credit card to the applicant by registered mail. The mailing time is subject to logistics conditions.