Detailed description:
1. CCB refers to China Construction Bank, and overdue negotiation means that the borrower agrees to make repayment arrangements after reaching an agreement with the bank.
2. Under normal circumstances, the overdue negotiation is successful, and the repayment arrangement starts from the following month.
3. After successful repayment negotiation, the borrower needs to start repayment in the following month according to the agreed repayment plan until the loan is fully paid off.
4. The bank will make a repayment plan according to the specific situation of the borrower and the negotiation results, and inform the borrower when to start repayment and the specific amount to be repaid in each period.
5. CCB encourages borrowers to negotiate overdue repayment with banks to reduce the repayment pressure of borrowers and provide more flexible repayment methods.
Summary:
After the overdue negotiation is successful, the borrower needs to start repayment in the next month according to the agreed repayment plan. CCB advocates that borrowers actively communicate with banks and jointly make appropriate repayment arrangements to flexibly cope with repayment pressure.
Extended data:
In the process of negotiating repayment, borrowers usually need to provide relevant supporting materials, such as income certificate, asset certificate, commitment letter, etc. The bank will decide whether to agree to negotiate repayment according to the borrower's repayment willingness, economic situation and credit record. In the process of repayment negotiation, the borrower shall fulfill the repayment obligations in strict accordance with the agreement to ensure timely repayment and avoid overdue again.
It should be noted that the above answer is based on the general situation, and the specific situation may be different due to the borrower's credit status, repayment ability, bank policy and other factors. Therefore, in practice, the borrower should communicate with CCB and fulfill the repayment obligation according to the requirements of the bank.
The above is the answer according to the general situation. For more details, it is suggested to contact China Construction Bank or consult relevant professionals.