1. The billing date cannot be changed at will

Although a credit card can modify the billing date, the billing date cannot be modified at will. Generally speaking, the billing date that can be selected is limited. The cardholder must select a day from the statement dates provided by the bank. For example, the credit card statement dates of Ping An Bank can be set as: 5th, 10th, 15th, 20th, 25th. You can check it when you make a monthly statement, go to online banking, or call the customer service number to check.

Second, the bill date and repayment date change at the same time

Many people think that the revised bill repayment date will not change, but this is not the case. The billing date and repayment date change at the same time. If the billing date is modified, the repayment date will also change. For example, the final repayment date for a Ping An Bank credit card is 18 days after the statement date. That is to say, if the date is modified 18 days after the statement date, the repayment date will become 18 days after the modified statement date.

3. Number of changes to the billing date

The date of the bill cannot be changed if you want. Banks strictly control the number of date modifications on credit card bills. The number of modifications to the credit card statement date of each bank varies. Some only modify the statement date once within the validity period, and some only modify it once a year. Please consult the card-issuing bank for details.

Four. There is a modification threshold for the billing date

If you want to modify the billing date, first of all, you must ensure that there will be no outstanding balance on the credit card, and installment payments cannot be made. Second, if you want to modify the billing date, the cardholder must have a good credit record and must not have an overdue record, otherwise the billing date cannot be modified.