What does it mean to sign a credit card?

Credit card consumption based on signature means that there is no need to enter a password, and only a signature consistent with the reserved signature can be used to complete the payment. There are generally two ways to confirm domestic credit card consumption: ① credit card signature consumption; ② credit card payment password and signature. Precautions for signature consumption: ① First check whether the transaction amount listed on the consumption receipt is correct, and pay attention to whether the consumption currency and uppercase and lowercase amounts are correct, and ensure that the signature on the receipt is consistent with the signature on the back of the credit card; ② Due to inaccuracy Set a password, and be sure not to keep the card away from your sight when swiping the card to avoid theft or theft of card information; ③ Do not sign on blank or unfilled payment forms to avoid personal signatures being used and credit card incidents. Theft; ④ If the transaction needs to be rewritten or canceled due to errors in the signed bill, please ask the merchant to tear up all the original signed bills and retain the return certificate given by the merchant to avoid future occurrences; ⑤ After making the payment, please confirm the special merchant The credit card handed over by the salesperson is indeed your own credit card; ⑥ After completing the transaction, please keep the cardholder's link for signing the bill so that it can be checked with the credit card statement sent by the bank.

Credit card: requires signature for consumption? What does it mean?

Credit card: Consumption requires a signature, and payment can be completed with a signature alone without a password.

The method of swiping a credit card for consumption is basically the same as the method of swiping a debit card for consumption, with only some minor differences. Please follow the following methods when swiping a credit card:

1. When swiping a credit card, please keep the credit card away from your sight to avoid misuse or theft of the card;

2. Do not sign at will on a blank or incomplete transaction form;

3. Before signing, please confirm whether the transaction amount listed on the transaction form is correct, and pay attention to the consumption currency Are the type and capital amount correct?

4. When using a credit card, a signature is required to confirm consumption. Generally, there is no need to show your ID card or enter a password. However, please cooperate when the following situations occur:

Due to operational standards, POS machines in some cities still require a password. Please enter any 6-digit number you want. If you are making a large purchase or purchasing easily liquidated goods, it is recommended that you enter your accurate personal password for the ATM.

5. When the transaction form needs to be rewritten or canceled due to errors, please ask the merchant to tear up all the original invoices and retain the return certificate given by the merchant to avoid future occurrences;

< p>6. After making the payment, please confirm that the credit card returned by the salesperson of the special merchant is indeed your own credit card;

7. After completing the transaction, please keep the cardholder's link to make the payment so that you can contact the bank Credit card statement sent for verification.

What does credit card signature and password consumption mean?

Credit card signature and password consumption means: In addition to checking the signature on the back of the card, you also need to enter the set transaction password when making a credit card purchase. Complete the payment by credit card.

When applying for a credit card, the user can choose the "signature password" method or the "signature" method in the "card swiping consumption method". If "signature" is selected, the consumer will not be able to use the card after swiping the card. A password is required and only a signature is required to complete the transaction.

The transaction can be completed by swiping the credit card without entering the password. Once the credit card is lost, the money in the card can easily be stolen, which is a security risk for the cardholder.

Extended information:

Credit card encryption is more secure

"Signature" and "password signature" are the two main means of current credit card transaction verification. Whether a transaction password should be set on a credit card and the issue of liability determination after being "stolen" have been topics of debate for many years.

Since the cardholder has to bear the responsibility for keeping the password after setting the transaction password, if the cardholder leaks the password to a third party, including entering the password on a phishing website and the card is stolen, the card will need to be maintained. The cardholder is responsible for the debt, which has led to many consumers being hesitant about whether to set a password on their credit card.

Bank of Communications credit card experts pointed out that in the domestic payment environment, setting a transaction password and signature verification is obviously more secure than signature verification alone.

Because the task of checking whether the signature on the purchase form is consistent with the signature on the back of the card is completed by the merchant on the spot at the transaction site. However, many domestic merchants now make hasty verification of signatures, and the signatures are easy to forge, and it is difficult to distinguish the difference with the naked eye. .

The password is a verification tool that is known only to the person and is not easily accessible to others. An additional verification link provides an additional level of protection. This means that "password signature" verification is much safer than "signature" verification alone. As long as the cardholder pays attention to protecting personal information such as passwords, the probability of "theft" will be far reduced.