Can credit unions apply for credit cards

Credit unions are generally not qualified to issue credit cards. Credit unions issue debit and quasi-credit cards. Quasi-credit cards also have the functions of credit cards, but the limit is not high, generally not exceeding 3,000. Only banks that reach a certain scale and are approved by the China Banking and Insurance Regulatory Bureau can issue credit cards. At present, most commercial banks in China have credit cards, and the application is relatively simple. As long as you have a job, you can basically apply for it, you are over 18 years old, you have an ID card, and you can issue an income certificate stamped with the official seal of the company and unit. and work certificate, two contacts, mobile phone number or home phone number, work or company phone number. It is best to apply for a credit card at a non-state-owned bank. The credit limit may be higher, and it is easier to apply successfully. Go to the county bank building and find Proof of financial resources of the credit card account manager: This can be provided by bank salary records, income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/copies of bank time deposit certificates), etc. Information about your level of financial resources. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original work certificate verified by the promoter and marked \Copy of the ID card; proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required). Military personnel need to provide a copy of the military ID card.