Bank reservation information is a service to help effectively identify bank websites and prevent criminals from using fake bank websites for online fraud. Users can pre-record a paragraph in the bank, log in to the personal online banking of the bank, make payment on the shopping website or sign the entrusted payment agreement online, and the reserved information will be automatically displayed on the webpage to verify whether it is the real ICBC website. If reservation information is not set, you will be prompted to set it automatically when logging in to personal online banking. Please log in to personal online banking again after setting up.
When logging in to personal online banking, making payment on the shopping website or signing the entrusted payment agreement online, the reservation information will be automatically displayed on the webpage. At this point, according to the pop-up reservation information, the user can verify whether it is a real bank website.
I. Precautions for retaining information
Online payment and e-banking need a perfect technical platform and management mechanism, among which there should be a lot of high-tech technologies, and the technology and management control ability of many banks are not enough to support the reliable operation of online payment and settlement. This includes many factors, including network construction, broadband, data security during transmission and national management system.
In particular, security issues, such as hacker attacks, the lack of a unified and authoritative CA certification center in the world or the whole country, are likely to cause cross-certification and confusion.
In addition, the online payment schemes launched by commercial banks are not the same. For example, the credit card non-SET mechanism e-commerce payment system and the SET mechanism security payment system, which banks directly participate in, are all used by banks, which will inevitably lead to repeated waste of development and cannot guarantee the unification of credit card processing. All these bring confusion to users and increase the complexity accordingly.