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How to calculate the interest-free period of credit card?
1. Credit cards generally spent on or before the billing date are included in the current bill and should be repaid before the repayment date after the current bill date, with the shortest interest-free period.

2. Consumption made on the day after the bill date is included in the next bill, and should be repaid before the repayment date after the next bill date, with the longest interest-free period;

The interest-free repayment period of credit card is 50 days, which is the same for every bank in China.

4. According to the accounting date and consumption date, the calculation method and time are not fixed.

Expand the data and form a good record

(1) When using a credit card, you need to know the repayment date and billing date of the credit card. Customers are advised to pay back on time on the repayment date after overdraft by credit card.

(2) Repay the overdraft in time to avoid the formation of bad credit records. In the long run, good credit card transactions and repayment behaviors are conducive to establishing a good personal credit record.

(3) For ordinary customers, holding 2-3 credit cards can basically meet the demand. For credit cards that have not been used for a long time, the account should be cancelled in time to reduce the risk of losing the card and avoid the formation of bad records due to the failure to pay the annual fee in time.

(4) Don't lend your credit card to others. Credit is priceless. Don't base your personal credit on trust in others.

Baidu Encyclopedia-Credit Card Maturity Repayment Date