1. According to the information you provided, you can apply for bill installment. Only the minimum repayment amount of the current bill needs to be paid, and the remaining amount can be applied for bill installment. You need to apply for the bill installment from the bill date to the day before the bill due and repayment date.

2. the installment of the bill is interest-free, but there is a handling fee. Handling fee per installment = total installment amount × handling fee rate per installment.

For example, the application bill repays 3,000 yuan in three installments, that is, 3,000/3 = 1000 yuan, and the first installment and other installments are1000 yuan/period. If the installment fee rate is 0.92%, that is, the installment fee =3000*0.92%=27.6 yuan.

Warm reminder: the specific installment fee charging standard is subject to the latest announcement of the bank. You can log on to our official website: /index.shtml, and click on the installment financing column for details.

If you encounter any questions about credit cards next time, please log on to China Ping An Baidu Know Enterprise Platform /c/pingan, and click the questions to the customer service field. I hope the official answer will help you, and I wish you a happy life!