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BoCom Ruijin Platinum Card has the same limit as my regular card, which is 18,000

Yes.

No matter whether the credit card is a gold card or a regular card, the final limit of the credit card is comprehensively evaluated by the bank based on the credit conditions of the applicant. Under normal circumstances, the bank will evaluate the credit card based on the applicant’s card level and the applicant’s Qualifications for final credit granting.

In this way, some people may apply for a regular card, but their overall score is the best in the regular card, and the bank gives them the highest limit of 10,000 yuan.

Some people apply for a gold card, but the credit conditions are not very good. The bank will grant credit according to the minimum limit of the gold card, so the limit is only 10,000 yuan. In this way, the gold card and the regular card The amount is the same.