Hello! The minimum repayment amount of a credit card is the minimum amount that you must repay before the monthly repayment due date stipulated by the bank. You can not repay in full, but the repayment amount of each installment must be greater than the minimum repayment amount, which is the basic repayment requirement for you to maintain a good credit record. If you can't enjoy the interest-free repayment period if you choose the minimum repayment amount, you will be charged interest on all the consumption in the current period from the bookkeeping date (usually the second day after consumption), with a daily interest rate of 0.5 ‰ until it is fully paid off. If all the payable amount of this period is paid off before the due repayment date, you can enjoy the interest-free period of consumption. You can choose the repayment method according to the specific situation.

Minimum repayment amount = 10% advance cash principal+10% non-advance cash transaction principal+100% expense+100% interest+100% excess consumption+100. Please refer to the minimum repayment amount listed in the bill.

When you use revolving credit to repay a loan or pay cash in advance, you will be charged revolving interest. If all the consumption funds are paid off in full before the due repayment date of the current billing cycle, you can enjoy the interest-free period by swiping your card without generating cyclic interest; If you don't pay off all the bills in the current period on time, it will be regarded as using revolving credit. From the bookkeeping date (usually the day after consumption), interest will be charged on all the consumption in the current period, with a daily interest rate of five ten thousandths, until you pay off all the bills. If you use the cash advance function, you cannot enjoy the interest-free period of cash advance. Interest will be calculated from the date of cash withdrawal, with a daily interest rate of 0.5 ‰, and compound interest will be calculated monthly until it is paid off.

If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support!