1. Introduction to the interest-free repayment period of ICBC credit cards

The interest-free repayment period of ICBC credit cards refers to the period from the repayment date issued by the bank to the expiration of the repayment period. time. During this period, cardholders can enjoy interest-free repayment, provided they pay off the current bill in full and pay off all card consumption in the current period. (Excluding other transactions stipulated by ICBC)

II. Relevant regulations on interest-free repayment of ICBC credit cards

1. ICBC credit card overdraft withdrawals do not enjoy interest-free discounts.

2. If you fail to repay the principal and interest before the due date, ICBC will charge you 50,000 per day for the unpaid overdraft, starting from the bank. Overdraft interest is recorded until the due date of repayment. The part that has been repaid with principal and interest does not accrue interest and still enjoys an interest-free repayment period.

3. ICBC credit card repayment sequence: For credit card accounts that are not overdue, pay the amount that has passed the interest-free period first, or the amount that does not enjoy the interest-free period, and then pay the amount that has not passed the interest-free period. .