How to close and log out of Jingdong Baitiao
Once Baitiao is logged out, there is no guarantee that it can be opened again. If you are sure to cancel, please contact customer service.
If your Baitiao account is not used frequently, you can choose to lock your Baitiao account and resume use by submitting simple information.
Operation path: JD Finance APP-Baidiao-Baidiao available quota-Settings-Account Security-Lock Baitiao account How to cancel the JD Baitiao sub-card?
First, call the customer service hotline 95511 to apply for cancellation. The second is to bring your ID card and white slip card to any outlet to apply for cancellation. Baitiao card is a credit card. If you want to cancel it, you usually need to apply at the bank counter.
You can unbind it from WeChat and Alipay, and do not use Baitiao points card.
Currently, only some users are eligible to open Baitiao points card.
Therefore, after users activate the Baitiao sub-card, they can unbind the card in WeChat or Alipay if they no longer want to use it, so that the card will not charge any fees.
JD Baitiao Point Card is actually a WeChat Baitiao service. After receiving the Baitiao Point Card, an electronic bank card of Bank of Shanghai will be generated. Users can enter the bank card number on the WeChat Add Bank Card page to complete the card binding. Can. The limit in the Baitiao points card is the Baitiao limit, which can be paid directly through WeChat, or you can transfer money on WeChat and send red envelopes within a certain limit.
It is not necessary to activate the Baitiao points card. The system does not force you to use it. If you don’t use it, you don’t have to repay it, and you don’t have to worry about the delay in repayment in time, which will affect your personal credit. Users can Decide whether to use it or not based on your actual needs.
Will there be interest if I don’t use Baitiao Fenfen Card?
There is no interest for direct consumption on WeChat using Baitiao Fenfen Card. However, after consumption with Baitiao Fenfen Card, the installment will be defaulted according to the number of installments selected when opening, and installment handling fees will be incurred; using Baitiao Fenfen Card Transferring money and sending red envelopes on WeChat with Fenfen Card will generate interest, with a daily interest rate of 0.05%.
If you neither use the Baitiao Fenfen Card to make purchases nor use the Baitiao Fenfen Card to transfer money and send red envelopes, there will definitely be no interest, because the Jingdong Baitiao quota has not been touched. If interest accrues, That's very strange. How to cancel a virtual bank card?
On the bank account or credit card, virtual bank card service, virtual card settings page, find the corresponding virtual entity card. After the card is bound and click Query, the page displays all the virtual card information of all bound cards. If you find a virtual bank card that you want to cancel, click the page to the right of the "Cancel" button. The interface will display the virtual bank card information you want to cancel, prompting that your virtual bank card cannot be used after cancellation, and the cancellation operation cannot be rolled back. The system pops up a logout prompt box and prompts that the logout is successful after confirmation.
1. How to activate a virtual bank card
Virtual bank cards are divided into many types. The most common ones are bank virtual credit cards, online virtual credit cards and WeChat virtual credit cards. Generally speaking, virtual bank credit cards are the most used choice by people. Banks that can process virtual credit cards are widely distributed across the country in quantity, and the processing method is very simple. If you have any personal credit cards that need to be processed, just call the banking service hotline. , or key banks can apply to the public, and the application speed is very fast. Online virtual credit cards are generally applied for in shopping software. There are many online shopping software on the market. These software can basically apply for virtual credit cards. The use of credit cards needs to be considered based on personal consumption habits and financial strength. Individuals can directly log in to the official website of the software. Apply; there are also channels for applying for virtual credit cards on communication software. You only need to open "My Bank" in the software and apply according to the system requirements. However, before applying, you need to fill in your basic information and ensure that the information is true.
2. Types of virtual bank cards
1. Main card virtual card, used for an independent and complete main account, does not rely on physical credit cards, such as CCB Long Card electronic payment card;< /p>
2. Supplementary cards are connected to physical cards, that is, virtual cards. Supplementary card types are virtual credit cards, such as Bank of China and CITIC Net payment cards. You can apply for several virtual cards through one main card account, but each account There is no need to repay the separation, and there is no need to pay annual fees. Everything can be entrusted to Mastercard;
3. Draw virtual credit cards, such as credit cards for Apple Pay, Samsung Pay, HCE flash payment and other applications. How to cancel the JD Baitiao points card? Three methods for reference
Jingdong Baitiao Fenfen Card is actually an installment consumption card. When opening, you need to set the specific number of installments according to the page prompts. Unless the consumption is less than 10 yuan, installments are not supported. The system will automatically install installments, and installments cannot be canceled after consumption, and a certain installment service fee needs to be paid. If you no longer want to use it, how can you cancel the JD Baitiao Points Card? Let’s take a look below.
1. Unbind from WeChat and Alipay and stop using it 1. Open WeChat-My-Payment/Services-My Wallet-Bank Card in the lower right corner-Cancel Shanghai Bank Deposit Card or Nanjing Bank Deposit Card Binding (fenfen cards are currently embodied in the electronic savings cards of these two banks). 2. Open Alipay-My-Bank Card in the lower right corner-select Shanghai Bank Deposit Card-Card Management-Unbind. After you stop using it, the Fenfen Card will not be automatically amortized and any fees will be charged.
2. Cancel the JD Baitiao sub-card 1. Open the JD Finance app, find Baitiao and enter; 2. Select the Baitiao sub-card and click the customer service icon in the upper right corner; 3. Send the cancellation Baitiao sub-card, Select the reason and confirm that there are currently no uncompleted Baitiao points card refund orders; 4. Click Confirm to log out. Note that the Baitiao sub-card cancellation function is open from 8:30 to 18:00. Operations need to be performed during this time. Logout operations during other time periods are invalid.
3. Cancel JD Baitiao account 1. Open the JD Finance app, find Baitiao and enter; 2. Click My in the lower right corner and select the "Others" option at the bottom of the page; 3. After entering, click at the bottom "Logout white slip", or contact customer service, send a logout white slip, and then follow the page prompts. Because the JD Baitiao points card function is opened under the JD Baitiao account and is shared with the Baitiao quota, so canceling the JD Baitiao account also cancels the JD Baitiao points card. The above is the relevant content about "How to cancel the JD Baitiao sub-card". I hope it can be helpful to you.