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Can JD Baitiao pay back the credit card? How?

1. Can Jingdong Baitiao repay the credit card? How to repay it?

Jingdong Baitiao is a loan product, and it is illegal to repay the loan with a credit card. Overdrafts of commercial bank personal credit cards (excluding Huinong Credit Cards that serve "agriculture, rural areas and farmers") should be used in the consumption field and must not be used for In non-consumption fields such as production, operation and investment, JD Baitiao does not fall into the category of credit card consumption. Choosing to use a bank credit card to repay after using JD Baitiao is a "loan to repay loan" behavior and involves compliance risks.

After China Merchants Bank and Bank of Communications closed the channel for credit card repayment of IOUs, after testing, if you use Quick Payment to repay IOUs on JD.com, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of China, Minsheng Bank, China Guangfa Bank, Huaxia Bank of China, China Everbright Bank, Postal Savings Bank of China, Bank of Jiangsu, Bank of Hangzhou, Ping An Bank, China CITIC Bank, Bank of Shanghai, and Shanghai Pudong Development Bank can make payments with their debit cards and credit cards; Bank of Beijing and Bank of Nanjing only support credit card repayments; China Merchants Bank of China, Bank of Communications, Industrial Bank and Bank of Ningbo only support debit cards. When repaying via online banking, credit cards from 16 banks support repayment.

2. Can I get a Huinong loan if I have a credit card bill? How can I pay it off

As long as the credit card bill does not involve arrearage or affect the credit report, it will not affect the Huinong loan. If you really want to apply for a loan, it is recommended to pay off the defaulted loan in advance to ensure an excellent credit report.

3. What to do if the Agricultural Bank of China Huinong Card loan cannot be returned after it expires

The bank will come to you and take legal action.

4. How to repay the Huinong Credit Card

Call the credit card application phone number to inquire.

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