First, CCB’s public service cards generally do not accept applications from individuals. The application must be submitted by the unit where the civil servant or relevant public institution personnel work, and then CCB will apply for the public service card for the individual public servant who needs to apply. . Only door-to-door applications are used, and sporadic applications from the public are not accepted.

Second, the unit first needs to sign a card application agreement with CCB, and the text will be provided by CCB. Secondly, the unit issues a list of card application personnel and stamps it with the official seal, which should contain the unit code. Then each person on the card application list fills in the official card application form and submits it to China Construction Bank for collective processing.

Third, official cards must be processed collectively. Only when a certain person's card is added, individual processing will occur (for example, the card-issuing unit adds or transfers personnel), but the required materials are the same as those for collective processing.

Fourth, regarding the issue of business card installments. This depends on the content of your local business card agreement or whether the card-issuing bank has promised this discount. Generally there will be no reduction or exemption in handling fees. Usually it’s just a deal with no annual fee. For specific information, please contact the card issuing bank of China Construction Bank.

Extended information:

Official card is the abbreviation of central fiscal budget official card. It is based on the notice of the Ministry of Finance and the People's Bank of China on the issuance of the "Interim Measures for the Management of Official Cards of Central Budget Units" ( According to the relevant provisions of Caiku [2007] No. 63), staff of central budget units must hold and use credit cards that are mainly used for daily official expenses and financial reimbursement business, as well as personal consumption, and supplementary cards are not allowed. On September 27, 2012, the Ministry of Finance issued a notice that official cards will be fully implemented by the end of 2012.

The so-called official card refers to the credit card held by the staff of the fiscal budget unit and mainly used for daily official expenses and financial reimbursement business. The scope of funds consumed by business cards mainly includes travel expenses, conference fees, entertainment expenses and sporadic purchase expenses.

Business cards have the same attributes as credit and consumption that ordinary bank cards have, but at the same time they have unique attributes of fiscal and financial management. They can combine the relevant requirements of fiscal and financial management with the unique advantages of bank cards. Combination is a new type of financial management tool and means. At the same time, the business card has the basic attributes of a general bank card, and cash withdrawals are interest-free.

It has the same attributes as credit consumption

That is, the business card can be like other credit cards, and the cardholder can handle payment settlement and form relevant consumption information conveniently and quickly, so as to In this sense, business cards belong to the category of bank cards and are a modern payment and settlement tool.

Business cards have special management system regulations that are different from ordinary bank cards in terms of card type selection, limit setting, organization application, settlement and reimbursement, and payment and settlement information management. Therefore, business cards are also It belongs to the category of financial management. These two attributes of business cards are inseparable, and business cards cannot be understood simply as a settlement tool that replaces cash payment.

As a new settlement method for official business, official card operations can be summarized as "bank credit limit, individual card payment, unit reimbursement and repayment, and financial implementation monitoring."

In the future, when the staff of the unit go out for official consumption, they can no longer borrow cash in advance, but use the official card to pay with the card first, and obtain the invoice and card payment voucher (i.e., the bank receipt). For example, a certain unit When staff go out for official consumption, they can no longer borrow cash in advance, but pay by swiping their business cards first, and obtain invoices and card swiping vouchers. After returning from the business trip, they can apply for reimbursement from the unit's finance department. After the unit's finance review is correct, the reimbursement amount will be directly transferred to the account. in the staff member’s official card account.

Reference materials: Ten questions and answers on the introduction of official cards to guide the correct use of official cards - People's Daily Online

Official cards - Baidu Encyclopedia