There are several common ways to cash out credit cards: 1. Cardholders swipe their credit cards at friends or family members who open stores through POS machines, and then ask friends to give you the money. In this case, the bank will charge a certain handling fee. 2. Cardholders need to open a credit card to pay for online shopping from friends or family members who open online stores, and friends will give you the money after the transaction is completed. This situation will also generate a handling fee. 3. It is relatively expensive to withdraw cash from the bank by credit card, with a daily interest rate of 0.5% and a handling fee of 2.5% to 3%, but it is not illegal to cash out, which is safer. 4. Lend the credit card to friends or family members who have consumption needs, and they will use the credit card to spend, and then transfer the consumption amount to you in cash. This will also generate handling fees, but banks generally will not pursue them, which will not have a bad impact on your use of credit cards.