There is no fee for applying for a credit card through formal bank channels, but fees are charged through any third-party card issuing institutions, and many of them are scammers.

I know many cases of being defrauded of fees. It depends on whether you believe it or not. If it were me, I would not choose a third-party institution to apply for a card, for the following reasons:

1. The bank itself does not charge for applying for the card, so why should I waste this money;

2 . Many third-party institutions use the slogan of absolute card withdrawal and high limit to lure others;

3. Some scammers first defraud the card application fee, and then come to you to review the card fee a few days later, and finally They say that if you want to activate the card, you have to pay a sum of money, and there are many charges. In the end, you can't get any card. Not only can't you get the card, but your own identity information has been defrauded.