In each bill, the cut-off date of recorded credit card transactions is called "bill date". The due repayment date is generally around 18 -25 days after the bill date (subject to the bill, the repayment date stipulated by each bank is different).
For example:
Spending 3000 yuan on June 7th, 1000 yuan on June 25th, 1000 yuan on July 4th and 2000 yuan on July 6th.
Then your latest bill was settled on July 5, and it should have been spent between June 6 and July 5, which means that your repayment before July 25 is the three expenses before July 5, totaling 5,000 yuan.
The consumption of 2000 yuan on July 6 is included in another billing cycle, and it is included in the bill on August 5. Just pay back 2000 yuan before August 25th.
Extended data
Application conditions
1. All China citizens, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, legally stable income and good reputation can apply for personal credit card MasterCard with their valid certificates. Note: the application card needs to be accompanied by work certificate, and other conditions are needed, including social security, good enterprises such as institutions, vehicles, houses, etc. , the specific phone number can be contacted.
Two, the principal cardholder and the deputy cardholder share the same credit line; The cardholder of the primary card can set the usage limit of the secondary card within the credit limit; All transaction funds, corresponding interest and expenses of the secondary card are credited to the account of the primary card, and the cardholder of the primary card is fully responsible for the debts incurred under the primary card and the secondary card.
3. Enterprises, administrative institutions, social organizations and other economic organizations authorized by a legal person to open a basic account in domestic financial institutions may apply to the card issuer for a corporate card with an account opening permit issued by the People's Bank of China. To apply for a foreign currency unit card, you must also have a stable source of foreign exchange and an account that can legally control its foreign exchange.
4. When applying for a credit card, the applicant shall fill in the application form and the authentic materials required by the card issuer correctly, completely and truly, and sign a contract with the card issuer. According to the applicant's application and credit status, the card issuer decides whether to approve his application, whether to require him to provide guarantee and guarantee method, and determines the credit limit.
Five, credit card applicants to provide security methods include guarantee, mortgage and pledge. The scope of guarantee includes all outstanding debts under the cardholder's credit card, and the corresponding guarantee contract is signed for guarantee.
6. The credit card issuer of China Everbright Bank provides the cardholder with the inquiry password and transaction password through designated channels.
7. After receiving the credit card, the cardholder shall immediately sign the same signature in the signature column on the back of the credit card and use the same signature in the transaction, otherwise the cardholder shall be responsible for the losses arising therefrom.
Baidu Encyclopedia-China Everbright Bank Credit Card