See if you use it at home or abroad. At the beginning of 62 is UnionPay single-currency credit card, which can be used by merchants with UnionPay abroad, but the scope of card use is not as good as that of dual-currency credit card. If used in China, it is very convenient, and it is also a chip card. Most of the credit cards beginning with 53 are MasterCard and UnionPay double-logo credit cards, which are applicable at home and abroad, especially magnetic stripe cards.

However, there is an EMV credit card that also starts with 53. It is a MasterCard single-label credit card and chip card, which is suitable for foreign use and rarely used by domestic merchants. You can judge which one is more suitable for you by looking at your actual needs.