SMS service fee: free.

Interest-free period: 20-5 1 day

Minimum repayment ratio: 10%

Withdrawal fee: 1%, minimum 10 yuan; 3% overseas, with a minimum of 30 yuan or US$ 3. No matter where you are in the same city, cash withdrawal is immediate.

Late payment fee: 5%, not less than RMB 65,438+00 or USD 65,438+0 yuan.

Reading fee: free.

Handling fee for reissued bills: free.

Recovery of overpaid handling fee: 5‰, with the lowest 5 yuan or 1 USD and the highest 50 yuan or1USD per transaction.

Foreign exchange handling fee: 1.5%

Loss reporting fee: free of charge.

Card replacement fee: free of charge

Emergency card replacement fee: free.

Cost of resetting password letter: free of charge.