Hello, if you cannot repay the full amount on the repayment date, you do not have to pay the full amount but the repayment amount of each period must be greater than the "minimum repayment amount". This is to maintain a good credit record. basic repayment requirements. Minimum repayment amount = 10% cash advance principal + 10% non-cash advance transaction principal + 100% fees + 100% interest + 100% excess consumption + 100% unpaid portion of the minimum repayment amount in the previous period + 100 % For the single installment amount, please refer to the minimum repayment amount listed in the bill. If you choose "minimum repayment", you will not be able to enjoy the interest-free repayment period. All consumption in the current period will accrue interest from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until you have paid all your bills. Until it is paid off. If you repay the current period's repayment amount listed on the bill in full before the payment due date, you can enjoy the interest-free period for your consumption payments. You can choose the repayment method based on your specific circumstances.