Yes. The minimum repayment amount is 400 yuan.
According to the provisions of Article 19 of the "Ping An Bank Credit Card Usage Contract"
Party B's account must bear the handling fee calculated according to the corresponding cash withdrawal handling rate. Moreover, withdrawal of principal does not enjoy the interest-free repayment period, and the arrears interest from the date of bookkeeping to the date of full repayment of the principal must be paid at a daily interest rate of 0.5%. The limit on the number of credit card cash withdrawals and the amount are subject to the relevant requirements of our bank’s official website.
Party B’s minimum repayment amount in each period = (the unpaid portion of the minimum repayment amount in the previous period + annual fee + the principal and handling fees recorded in each installment of the installment business and the resulting interest + the cash withdrawal principal and handling procedures Fees and resulting interest)*100%+(consumption amount+other fees)*10%. Other fees include liquidated damages, interest, loss reporting fees, damage repair fees, etc., except annual fees, cash withdrawal interest and handling fees.
If the customer has paid off the minimum repayment amount on time in one period, the calculation of the consumption amount and fees will be changed from the original 10% to 5% in the calculation of the subsequent monthly minimum repayment amount. If the minimum repayment calculation method changes, the latest rules published by the bank on its official website shall prevail.
Extended information:
Relevant provisions of the "Ping An Bank Credit Card Receipt Agreement"
For overdrafts caused by Party B's overseas consumption or cash withdrawal, Party B shall handle the repayment You may choose to purchase foreign exchange at Party A's business outlets for repayment in accordance with Party A's regulations, but the amount of foreign exchange purchased shall not exceed the amount of foreign currency overdraft that has been formed in the foreign currency account. The amount of foreign exchange purchased must be directly used to repay the overdraft that has been formed and shall not be diverted to other parties. use.
If the transactions carried out by Party B using the card are prohibited by Chinese laws, regulations or regulatory provisions, Party A has the right to refuse to purchase foreign exchange for Party B.
If Party B fails to repay the loan as agreed or engages in illegal or fraudulent behavior that causes economic losses to Party A, Party B shall bear the liability for compensation. Party A has the right to use Party B’s other account deposits in the bank and other mortgages and pledges. The property shall be used for repayment and the right of recourse shall be reserved in accordance with legal procedures.
Baidu Encyclopedia-Minimum Repayment Amount
Ping An Bank-Ping An Bank Credit Card Application Agreement