Complaint if you apply for the wrong credit card type

Complaint if you apply for the wrong credit card type. No need to complain, just re-apply for other card types

Credit cards are different types The card can be applied for multiple times, so if you choose a card type, you can re-select other types of cards.

1. After canceling the credit card, please cut the magnetic strip of the card and dispose of it properly.

2. After logging out, you can still log in to online banking to view your account information, and the original card can still receive repayments or refunds. Please pay attention to whether the credit card debt has been paid off.

3. If you want to activate the use of a credit card in the future, you can contact the customer service hotline to apply.

4. There is no handling fee for canceling a credit card, and it will not affect the use of other cards that have not been cancelled.

What should I do if I apply for the wrong credit card?

1. You can continue to apply for other cards after activation. It will not be affected, but the limit will not increase. You can only use one limit.

2. It will not be affected if you do not activate it. You can just apply again later.

What should I do if I fill in the wrong organizational information when applying for a credit card? There are two solutions.

If you want to successfully apply for a credit card, it is best to fill in the correct information. However, cardholders often fill in the wrong information. For example, many people fill in the wrong company information. , I am worried that it will affect the approval of the card. So, what is the solution to this situation? Let’s take a look.

1. Will there be any impact if the company information when applying for a credit card is filled in incorrectly?

When applying for a credit card, you need to fill in the company information. Firstly, it is to verify the applicant's work information and confirm whether he works in the company; secondly, it is convenient to receive the card. Banks usually mail the credit card to the work address. .

If the company information is filled in incorrectly and the bank finds out, the card is very likely to be rejected. The bank may even think that the applicant deliberately provided false information to apply for the card with impure motives, and then the applicant will be rejected. If you join the blacklist, you may not be able to get credit from this bank in the future.

2. How to solve it?

After submitting the application, immediately check the progress of the card application to see if the bank has reviewed it. If it is under review, there is basically nothing you can do. If you haven't started the review yet, you can try two solutions.

1) Call to modify the information: Call the bank’s credit card service hotline to be transferred to manual customer service, and ask if the information can be modified. If so, ask customer service to help modify the information;

2 ) Cancel application: If the customer service says no, then see if you can cancel the application. If you can, then cancel and resubmit the application. Just in case, it is best to wait 3 months before applying for a credit card from the same bank. You can also apply for credit cards from other banks during this period.

In short, filling in the wrong company information when applying for a credit card is usually not conducive to card processing. Instead of thinking about how to solve the problem after filling in the wrong information, the cardholder might as well fill in the correct information from the beginning.

Can I apply for another card if the credit card I applied for is approved by ICBC but I chose the wrong card type?

It is possible to apply for two ICBC credit cards because there is a limit to how many credit cards a user can apply for. There is no limit on credit cards, but the limit of two credit cards from the same bank is exclusive.

If you apply for the wrong credit card type when applying, you cannot change it. You must be careful when choosing the credit card type. You can start from the following aspects:

1. Annual fee issue. If you think the annual fee is unnecessary, then choose a credit card with a low annual fee or a credit card that waives the annual fee.

2. Benefits. Some bank credit cards have a lot of benefits. There is an event every three days. It is better to say that it is cheaper to buy movies, double points, etc.

3. Popular, some cards can be designed or chosen by yourself.

4. Convenience. If you want to have more outlets, you can choose a state-owned bank or a bank such as Bank of Communications.

5. Brands. Many businesses now cooperate with banks and launch their co-branded credit cards. If you prefer, you can also choose this type of credit card. There are many types of credit cards, so you must be careful when filling out the form to make sure it matches the type of credit card.

If you apply for the wrong credit card from China Construction Bank and it has been approved, can you change it to another card type?

If you have applied for the wrong credit card from China Construction Bank and it has been approved, you can cancel it and then reapply for another card type.

Credit card cancellation application process:

1. Call the credit card center and inform the credit card that you need to cancel the application;

2. Go to the bank branch and submit written application materials;

3. After submitting the application, wait for notification. If you cancel successfully, you will receive a text message notification;

4. If you need to apply again, just resubmit the information.

Extended information

Basic information of China Construction Bank credit card

Annual fee exemption policy: Swipe the Gold Card 3 times to waive the annual fee for the following year (excluding commercial cards) , car cards and other special cards)

Cash withdrawal handling fee: Domestic: 1‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars.

Maximum interest-free period: 50 days

Multi-account management: ***enjoy independent repayment on the billing day.

Online payment: Alipay: can be used after online registration, single and single-day limits are 5,000 yuan

Instalment business: support interest-free installments (3 installments, 6 installments) at specific merchants Issue, Issue 12, Issue 24). After a single purchase of more than 1,000 yuan, you can apply for installments (3, 6, or 12 installments) by phone. Each installment will incur different handling fees depending on the number of installments.

Billing date: 27th of each month, can be modified once a year.

Card type: Gold card (limit 10,000-50,000 yuan)

Currency: RMB

China Construction Bank Credit Card provides you with cash withdrawals (cash withdrawals) Services, cash withdrawals (cash withdrawals) are subject to a cash withdrawal fee. According to the relevant regulations of the People's Bank of China and the State Administration of Foreign Exchange, within the country, the cumulative amount of cash withdrawals per card per day shall not exceed 5,000 yuan (excluding withdrawals at overpayment outlets);