How many years is the Agricultural Bank of China credit card valid for? How do I change my credit card to a new one after it expires?

As one of the four major state-owned banks, the credit cards issued by Agricultural Bank of China may not be so trendy or good-looking, but the rights and interests of credit cards are indeed real. When using a card, everyone must pay attention to the fact that credit cards have an expiration date. After the expiration date, you need to replace the card with a new one to continue to enjoy the benefits. So, how many years is the Agricultural Bank of China credit card valid for? How do I change my credit card to a new one after it expires?

1. Agricultural Bank of China credit card validity period

Agricultural Bank of China credit card validity period will be different depending on the card type, generally divided into 3 years, 5 years and 8 years.

Cardholders can see the embossed card validity period "MM/YY" on the front of the credit card. The first two digits are the expiration month and the last two digits are the expiration year. For example, "12/13" means expiration on December 31, 2013. Cardholders can calculate how many years the credit card is valid based on the year and month of card application, combined with the credit card information.

2. Replace with a new card when the Agricultural Bank of China credit card expires

Three months before the credit card expires, the Agricultural Bank of China will remind the cardholder through relevant channels that the credit card you hold expires. If you do not explicitly call to indicate that you no longer need a new card, Agricultural Bank of China will mail you a new card within the second month before the card expires (except for special cards such as college student cards and Le Point cards).

How to check the validity period of the Agricultural Bank of China credit card?

Call the Agricultural Bank of China customer service number to inquire.

Generally, the validity period of Agricultural Bank of China credit cards ranges from 3 to 5 years and is displayed below the 16th digit of the credit card.

For example: If the number below is 02/10-02/13, it means the card was issued in February 2010 and expired at the end of February 2015; if the number below is 02/15, it means the card was issued in 2015 Expires at the end of February.

For Agricultural Bank of China credit cards, the validity period is generally between the front of the credit card and the cardholder. The format of "00/00" is the validity period. The first two numbers are the month numbers, and the last two numbers are exempt. It is the last two digits of the year.

Extended information:

The dangers of credit card overdraft:

1. Producing a bad credit record;

2. Interest: 10,000 per day Calculated at five-fifths;

3. Late payment fee: generally calculated as 5% of the unpaid portion of the minimum repayment amount (depending on the regulations of each bank);

4. Malicious credit card overdraft repayment You may face criminal penalties;

5. If you are blacklisted by a bank, you will no longer be able to have a credit relationship with the bank within 5 years from the date of paying off the debt. Your credit worthiness will not be greatly affected if you repay one or two days late, but overdraft interest will be charged. That is, overdraft interest will be charged for two days based on one ten thousandth of the overdraft amount.

Where to check the validity period of Agricultural Bank of China cards

Agricultural Bank of China bank cards generally have no validity period. Bank cards are usually valid forever. As long as the bank card is not damaged, you can always use it. Of course, once the chip and magnetic stripe of your debit card become demagnetized or the card is damaged, you can bring your ID card to an Agricultural Bank of China branch to go through the card replacement procedures. The validity period of Agricultural Bank of China credit cards is generally 3-5 years. Different credit card products have different validity periods. Users can check the expiration date directly on the card face of their credit card. The expiry date of your credit card will be printed directly on the card. The former is the month when the credit card expires, and the latter is the year when the credit card expires.

In addition, the validity period of the Agricultural Bank of China credit card can be checked face-to-face through the credit card. When the card is issued, the validity period of the credit card will be marked on the credit card description file attached; users can also directly call the Agricultural Bank of China credit card customer service hotline to inquire The specific expiration date of your credit card. Usually, three months before the credit card expires, the bank will remind the cardholder that even if the card is changed, if the card is not changed in time, the credit card will be cancelled.

There are three types of Agricultural Bank of China bank cards: debit card, quasi-credit card and credit card

1. As long as the debit card is not damaged, it can always be used.

2. The quasi-credit card is valid for two years, and the date printed on the card is the validity period. After expiration, the card cannot be used. You must bring your valid ID card and expired card to the card issuer to handle card replacement procedures.

3.3. The credit card is valid for three years, and the validity period is printed on the card surface. The card cannot be used after expiration, but the ABC Credit Card Center will automatically send a new card unless you call the Credit Card Center to clarify that the card does not need to be replaced after expiration.

Notes

1. Things to note when using bank cards: Bank cards should not be placed together with electrical appliances with strong magnetic fields such as mobile phones, TVs, stereos, and microwave ovens. It's best to keep them at a distance. Multiple bank cards and passbooks cannot be kept together. When buying a wallet, there are usually several small cards introducing the brand. Don't throw them away! When placing cards, except that the cards cannot be in the same folder, place such cards on the side with the magnetic strip for spacing.

2. There is a special bank card holder that is very convenient to use. You can use several. It's also good to use your ID as a spacer. (The second-generation ID card is a radio frequency card, not a magnetic card, so the ID card will not be degaussed with the bank card.) Finally, it should be noted that the bank card cannot be placed directly in the same pocket as the mobile phone, as this is likely to be degaussed quickly.

How many years is the validity period of an Agricultural Bank of China credit card?

Agricultural Bank of China credit cards have different validity periods depending on the card type, which are generally divided into 3 years, 5 years and 8 years. You can see the embossed card validity period "MM/YY" on the front of the applied card. The first two digits are the month of expiration, and the last two digits are the year of expiration. For example, "12/13" means expiration on December 31, 2013.

What is the validity period of the Agricultural Bank of China credit card?

The validity period of the credit card is related to the type of credit card. Different types of credit cards have different validity periods, which are generally divided into 3 years, 5 years and 8 years.

1. Three months before the credit card expires, Agricultural Bank of China will remind cardholders through relevant channels that the credit card you hold is about to expire. If you do not explicitly notify you that you no longer need a new card, Agricultural Bank of China will mail a new card to you within 2 months before the card expires. If you want to know the validity period of your Agricultural Bank of China credit card, you can also check it from the front of the card. Generally speaking, the standard validity period of Agricultural Bank of China credit cards is "XX/YY", where the first two digits of "XX" represent the expiration date of the credit card, and the last two digits of "YY" represent the expiration date of the credit card. For example, "12/13" means expiry on December 31, 2013. Cardholders can calculate the credit card validity period based on the application time, month and credit card surface information.

2. After the credit card expires, the Agricultural Bank of China card will be replaced with a new one. The new card information is consistent with the expired card information. After cardholders receive the new card, they can use it as usual. The validity period of bank credit cards is 2-5 years, and most of them are 3 years. Banks set expiry dates just to ensure safety. The expiration date of the Agricultural Bank of China credit card is the number marked on the bottom of the credit card, in the format of XX/XX. The first two digits (XX) represent the month, and the last two digits (XX) represent the year. For example, 12/15 indicates validity until December 2015. The validity period is calculated from the date of issuance of the credit card. If the current credit card is reissued, its expiration date will be the same as the original credit card, but if it is reissued, the specific date will be on the current credit card.

3. According to different credit card types, the validity period of Agricultural Bank of China credit cards will be different, generally divided into 3 years, 5 years and 8 years. You can see the embossed expiration date "MM/YY" on the front of your card. The first two digits are the expiration month and the last two digits are the expiration year. For example, "12/13" means expiry on December 31, 2013.

If the expired credit card can no longer be used, the bank will reactivate the new card, and then the credit card will need to be reactivated before it can be used again. The new credit card limits and points will carry over from the original credit card. ABC's credit card is valid for three years, so you can look at the information on the surface of the credit card. If you still don’t know anything, you can call Agricultural Bank of China customer service hotline 95599. The validity period is calculated from the date of issuance of the credit card. If the current credit card is a reissue, the specific date will be on the current credit card. If you want to continue using the card but your mailing address changes, in order to receive a new card from the bank, you can call the card-issuing bank one month in advance to change the mailing address of the credit card, or you can update the mailing address on the official credit card website.

In addition, if the new card is not received as scheduled, you must contact the bank promptly to inquire about relevant information and ask the bank to issue a replacement card and send it. After receiving the new card, the cardholder should call the customer service number to activate the card. As the new card takes effect, the original card will become invalid.

As a cardholder, you first need to confirm whether you will still use your credit card. If you continue to use the card, you can contact your bank customer to confirm. When there are no abnormal situations such as freezing of the credit card, the bank will generally issue a new card to the cardholder.

The number, functions, and limit of the new card are the same as those of the original card, but the validity period has changed. Once you receive your new card, you must open it before you can use it. However, it should be noted that if you do not want to continue using the card, you can call the card-issuing bank one month before the card expires and ask not to change to a new card, but you must pay off all credit card balances.

This is the end of the introduction about the validity period of Agricultural Bank of China credit card and where the validity period of Agricultural Bank of China credit card is. I wonder if you found the information you need?