According to Article 7 of the Credit Card Charter of China Merchants Bank (Ninth Edition):

China residents who have reached the age of 18 and have full capacity for civil conduct and good credit standing, foreigners with full capacity for civil conduct and compatriots from Hong Kong, Macao and Taiwan with full capacity for civil conduct can apply for personal credit card master cards with their valid identity documents.

According to the credit status of the applicant, the card issuing institution decides whether to issue a card, whether to require the applicant to provide a guarantee and the way of guarantee, and determines the way and type of obtaining a card, the credit limit of the approved account, the overdraft interest rate of the approved account and the minimum repayment ratio. Application materials that have not been approved by the card issuer will not be returned.

Extended data:

According to Article 7 of the Credit Card Charter of China Merchants Bank (Ninth Edition):

The applicant shall provide accurate, complete, true and effective information to the card issuer, and the application information without name or identity document information is invalid. If the card issuer deems it necessary, the applicant shall provide the qualified letter of guarantee and other relevant materials to the card issuer.

If the cardholder or guarantor changes his work unit, mailing address, telephone number, e-mail, identity document information and organization name, he/she shall go to the card issuer or contact the card issuer to handle the information change formalities in time. Otherwise, the losses caused thereby shall be borne by the cardholder.

China Merchants Bank-Credit Card Articles of Association of China Merchants Bank (9th Edition)