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How to set up automatic repayment agreement of credit card through ICBC personal online banking?
Automatic repayment setting process:

Log in to ICBC Online Banking-> Enter Peony Card Repayment-> Select Peony Card Automatic Repayment Settings-> Specify the payment account and fill in the overdraft card number and other information, and then click OK-> Confirm the setting information and insert the certificate for digital signature-> The system will prompt the transaction success message.

Matters needing attention

1. After the bank card automatic repayment is set, the agreement needs to take effect next month. That is, on the repayment date due next month after signing the agreement, the bank will automatically transfer money from the designated repayment account to repay the overdraft of credit card and international card accounts. The due date of bank card repayment is 25th of each month. Please check whether the balance of repayment account is sufficient before the due date to avoid delaying repayment.

2. The calculation formula of the full repayment amount is: arrears in the previous period+accumulated cash withdrawal and overdraft transfer amount in the current period-accumulated repayment amount in this month. Among them, the arrears in the previous period include the outstanding overdraft balance in the previous period, interest payable, late payment fees, etc.