1, repayment by mobile banking: At present, most banks' mobile banking interbank transfers are free, and the arrival speed is relatively fast, and the account can be received in real time at the earliest.
2. China UnionPay Express APP Repayment: Now Alipay, WeChat and credit cards all charge. If you want to repay for free, you can use China UnionPay Express APP. At present, there are 2 1 banks that can repay for free. Generally, the repayment can be received on the same day, which is quite fast.
The consequences of overdue credit cards are very serious, which will lead to bad credit. Nine times out of ten, credit cards, mortgages and car loans will be rejected in the future. In addition, you will be subject to various collection methods of the bank. If the overdue time is more than 3 months, and the outstanding principal reaches 50,000 yuan after two effective collections by the bank, then you will constitute a credit card fraud, and the bank will report the case to the public security organ, and then you will be arrested and sent to prison.