The Golden Neighbor Card is a debit card launched by Bank of Communications. The Golden Neighbor Card is free of card production fees and annual fees for the first two years. With the Golden Neighbor Card, you can purchase Bank of Communications’ exclusive financial products. If you use the Golden Neighbor Card, you can also enjoy certain discounts and benefits when spending money at convenient merchants that have signed contracts with Bank of Communications. Please consult the customer service staff of Bank of Communications for specific preferential policies.

This bank card is a debit card and can make deposits, withdrawals and transfers. Debit cards do not have an expiration date (except for international debit cards), as long as there is a sufficient balance on the card. Bank of Communications has developed an exclusive community product for community customers - "Golden Neighbor Card". Any resident who participates in the "Wealth Management Enters Ten Thousand Households" activity can apply for a "Golden Neighbor Card" for free, and the "Golden Neighbor Card" is exempted. For the card fee and the annual fee for the first two years, you can use the "Golden Neighbor Card" to purchase Bank of Communications' exclusive financial products.

1. How to apply for the Bank of Communications Golden Neighbor Card

(1) Open the Bank of Communications credit card application page, fill in your name, city, select the certificate type, fill in the certificate number, and select the card you want to apply for Type of credit card (as shown in the picture), and finally click to confirm the above information.

(2) Fill in the mobile phone number and obtain the mobile phone verification code, then fill in the verification code, then fill in the email address (used to receive electronic bills), and finally click Next.

(3) In the "Basic Information of the Host Cardholder", fill in the valid start and end dates of the certificate (on the back of the ID card), and select your place of origin.

(4) Select the region or county for "Presiding Cardholder Details" and fill in the detailed residential address, postal code, residential status, year and month of residence, residential phone number, license plate number (optional), and marital status , number of dependents, education level, primary school graduation.

(5) "Contact information" (fill in the information of your relatives or friends) fill in the contact name, relationship with you, unit name, contact phone number, home phone number, and finally click Next.

(6) Select employment status, unit nature, industry category, job position, and fill in the name of the work unit, department, unit province, city, unit region or county, unit detailed address, postal code, etc. Choose according to your own needs.