Operating environment:

Brand model: Xiaomi 12Pro

System version: Android 11 MIUI 13

App version: v5.4.1< /p>

You must call the Bank of Communications service hotline to apply for early repayment, and the customer service will terminate the installment for you based on your application.

Bank of Communications credit card can be repaid in advance, and subsequent processing fees do not need to be repaid. If you need to repay in advance, you can use the Bank of Communications Credit Card "Pay Bill Bar" APP, go to Pay Bill Bar - I want to borrow - loan details, select the cash installment transaction that requires early repayment and apply to cancel the installment. After cancellation, all remaining principal will be lost. and handling fee will be credited into your account in one go. You need to repay in one go. The installment handling fee collected will not be refunded. You can repay in one go. If the repayment is successful, you will not need to pay back the subsequent handling charges, or you can call us within 24 hours as shown on the back of the card. The customer service hotline applies for early termination of the installment payment business. The installment handling fee collected after the installment is processed will not be refunded. In addition, the early settlement operation cannot be reversed, and the amount that has been settled in advance cannot be installmentd again.

1. Bank of Communications credit card bill installment early repayment handling fee

Early termination of Bank of Communications credit card installment payment requires a handling fee. The remaining installment handling fee after applying for early repayment It is non-refundable. If you apply to end the installment payment early, you need to return all the remaining principal and handling fees in one go on the next repayment date.

For credit card installment repayment, even if the payment is made in advance, the installment fee must still be paid in full.

2. Advantages and Disadvantages of Bank of Communications Credit Card

Advantages:

1. The threshold is very low;

2. The initial limit is very high ;

3. There are many discounts;

4. Repayment is quite convenient.

Disadvantages:

1. The system can only actively increase the limit, but cannot apply for an increase, and manual intervention cannot be done;

2. The cheating SMS reminder fee;

3. Cash withdrawal fees are very expensive;

4. Full penalty interest;

5. Risk control is strict, and violations can easily block the card and affect tax collection. letter.

3. Transportation credit card can be activated by text message through the following methods:

1. Edit the SMS ANOTE to the issuing bank of the transportation credit card.

2. Receive the relevant reply from Bank of Communications, and then activate the credit card according to the relevant prompts based on this reply information.

3. Call the Bank of Communications credit card hotline and set the relevant password.

Tong bank cards can also be activated through the counter, online banking, and customer service.