1, a citizen of China who has reached the age of 18 and has full capacity;

2. Have a stable repayment ability and be able to repay the arrears on time;

3. Good credit information, spotless.

Second, the need to submit proof:

1, ID card (required); 2. Work certificate or income certificate; 3. Proof of assets such as real estate and vehicles under the name of the individual; 4. Social security card; 5, other bank credit cards and so on.

It should be noted that, in addition to the ID card that must be submitted, other documents can be submitted without or selectively, which will affect the amount of cards issued.