1. Withdraw cash at the counters of CITIC Bank outlets. Cardholders can go to any CITIC Bank branch with their credit card and withdraw cash at the counter with their valid ID and credit card transaction password.

2. Withdraw cash from CITIC Bank ATMs. The cardholder can withdraw cash from a CITIC Bank ATM with a credit card, insert the credit card and enter the password, select the withdrawal option according to the prompts, and enter the amount to withdraw money.

3. Withdraw cash from other banks’ ATMs or counters. Cardholders can choose other banks to withdraw cash across banks based on the card-issuing organization logo printed on the credit card.