1. Which bank can apply for a credit card loan
There are many banks that can apply for a credit card loan.
1. Industrial and Commercial Bank of China
ICBC Yidai and Rongedai (application for online banking or mobile online banking), ICBC Yidai, Rongedai, and ICBC Yidai are particularly troublesome. You must have online consumption salary statements to apply.
2. China Construction Bank Bank
CCB Quick Loan 1*** has 3 products, namely Quick e-loan, Rong e-loan, and pledge loan. I won’t go into details about the specific operation methods. Just apply directly.
3. Agricultural Bank of China Bank
Online Loan, a secondary mortgage loan, Agricultural Bank of China Online Loan requires invited customers to apply. The mortgage repayment will take about 2 years. There is a limit, and applying for K Bao will help increase the credit limit of the Agricultural Bank of China.
1. Agricultural Bank of China’s online loan amount and period. Loan amount: 1-3 million, loan term: 1-60 months.
2. Reasons why Agricultural Bank of China’s online loan approval was rejected. The approval of Agricultural Bank of China's online loan is based on the comprehensive evaluation of the loan applicant. The bank's comprehensive scoring factors include the following:
Credit, asset income, liabilities (expenses) family structure, social status (including work , or a legal person), if one of them or the overall score is too low, it is normal that the application for the Agricultural Bank of China Express Loan will be rejected.
3. The application method for Agricultural Bank of China credit coins is as follows:
Related software on the mobile phone-----Click on credit card------Credit coins. If you have the limit, you can withdraw it to Alipay. . The maximum limit is 10,000. If you have a credit card, then this limit is shared with the limit of your credit card.
(1) It is best to have contact with the Agricultural Bank of China, for example: have the Agricultural Bank of China’s check-in salary, turnover, or a mortgage from the Agricultural Bank of China.
(2) It is recommended that you have an Agricultural Bank of China savings card before withdrawing cash. It is best to have 2,000-4,000 yuan in Yu'e Bao.
What should I do if the withdrawal of credit coins to Alipay fails? If your credit report has been overdue recently, your Zhima score has dropped, you have spent money, borrowed money, or cashed out overdue, it will affect the transfer of the money to your Alipay account, so I suggest you use the Agricultural Bank of China's check-in salary card, or the Agricultural Bank of China's better A little bit of running savings card.
4. Bank of Communications
1. Debit card user channel: mobile phone related software
2. Credit card channel: hand over mobile phone related software to apply and enjoy Loans, angel loans.
5. Postal Bank
Loans of Postal Bank include: China Post Consumer Finance-China Post Wallet, 360 IOU.
Add this window to China Post Consumer Finance, Alipay-Life Account, and you can apply with a sesame score of 660. Don’t do it if you have high debt.
6. China CITIC Bank
CITIC’s loans include: Kuaiyidai, Xinkuaicash/Dream Financial, and Miaomiaodai.
New Quick Cash/Dream Realization Gold: New quick cash will be issued about 3-5 days after high-quality customers withdraw their Dream Realization Gold, and the quota is unlimited.
If you are not a high-quality customer, you can enjoy the new express line with Yuanmeng Financial. Generally, the credit card limit is less than 10,000, and the limit must be paid out in at least 6 months. Two high-quality customers of about 30,000 It can be released in a month.
7. China Everbright Bank
China Everbright’s loans include Everbright Instant Loan and Suixin Loan. With the Everbright Savings Card, you can apply for a Sunshine Token, a Xixin Loan, and your credit score will be checked and approved or rejected in seconds.
8. China Merchants Bank
The investment reserve fund is RMB 300,000, the e-loan is RMB 300,000, the car installment is up to RMB 1.5 million, the flash loan is RMB 500,000, and China Merchants United is looking forward to RMB 300,000.
1. Apply for a loan directly online through the website.
2. Credit card customers apply for e-loans and cash installments through the relevant software on the mobile phone.
3. China Merchants Bank’s China Merchants Union Finance-Haoqidai, China Merchants Union Consumer Finance Co., Ltd., was jointly established by China Merchants Bank’s Hong Kong Wing Lung Bank and China Unicom ***, with a registered capital of 2 billion yuan. Each party Accounting for 50% equity. New loans such as China Merchants Bank E flash loan.
9. Minsheng Bank
1. Application conditions: Natural persons over 18 years old; have a stable career and income; have the qualifications to purchase a house; the borrower and his spouse have good credit records; have The purchase contract agreement or subscription letter is signed and the down payment is paid. The requirements are still very high.
2. Application process: 1) You can apply at any branch of Minsheng Bank. 2) Loan process, loan application → loan investigation → loan information collection → loan approval and signing → handling of collateral → mortgage registration or pledge freezing procedures → loan issuance.
10. Ping An Credit
Ping An Bank loans include reserve funds, petty cash, etc. Of course, Ping An’s loans are relatively large. Ping An Yidai has been popular for a long time. Others such as car loans and home loans Wait, please go to the official website to find out for yourself.
11. Guangfa Bank
1. Guangfa Caizhijin, generally can achieve 3 to 5 times the original limit of the card, and the money from Caizhijin will be transferred directly to savings It's inside the card and can be recycled.
2. For those who have Caizhijin, first transfer it to their debit card, and then deposit money for the customer or the customer can deposit it by himself and then make an installment. The payment will be made the next day after the installment is completed. Call the customer service and ask him to apply for Caizhi Fund again. Under normal circumstances, as long as you do the installment plan, you will definitely get Caizhi Fund (GF likes customer installment)
3. There is no Caizhi Fund , what you can’t do is first look at his card usage, there must be no over limit, no overdue card, and preferably no temporary card. Because the quota is temporarily occupied, it would be better if the customer has installment plans. If there is no installment plan, first see if the customer can make installment plans. If you can, make installment plans for him immediately. Generally, those who have done installment plans must have financial intelligence. golden.
12. Shanghai Pudong Development Bank
The loans of Shanghai Pudong Development Bank include: Xiaopu Hongdai, Shanghai Pudong Youth Loan, Shanghai Pudong Development Bank Diandai, Shanghai Pudong Development Bank Beifujin, and Shanghai Pudong Development Bank Universal Gold, among which The universal loan is the most popular, and it is also very easy to get a loan. You can apply for a loan of up to 300,000 yuan.
13. Huaxia Bank
Huaxia has a loan called Yi Da Jin, which can be credited as soon as the same day. If you have a Huaxia Bank credit card and are a high-quality customer, you can try it.
2. Which bank can I get a credit card from?
Bank card