2. According to different card issuers, the types of credit cards can be divided into bank cards and non-bank cards;
According to the credit status of the cardholder, credit cards can be divided into ordinary cards, gold cards and platinum cards.
4. According to the different issuing banks, credit cards can be divided into corporate cards and personal cards;
5. According to the characteristics and functions of cards, the types of credit cards can be divided into various theme cards, student cards, shopping cards, women cards, car cards, sports cards and so on.
6. According to the shape and material of the card, the types of credit cards include standard card, mini card, special card and transparent card.
7. According to the relationship between cards, the types of credit cards can be divided into main cards and auxiliary cards;
8. According to the different circulation scope of credit cards, the types of credit cards can be divided into international cards and regional cards;
9. The types of credit cards can be divided into local currency cards and foreign currency cards according to the settlement currency;
10. According to account settings, credit cards can be divided into single-currency cards, dual-currency cards and multi-currency cards;
1 1. According to brands, the types of credit cards are VISA, Master Card, American Express and China UnionPay.
In fact, the use of credit cards requires everyone to make a good plan, how much money they earn every month, and how much money they can spend freely. These must be carefully thought out before use. Especially when buying big items, I like to buy them in installments. Thousands of things are only paid in installments for hundreds of months, which will make people mistakenly think that they still have a lot of room for consumption. Gradually, you will find that monthly installments account for a large part of your salary. So in terms of credit cards, there are four words that tell you how much you can do and how much you can do, which is called doing what you can. Don't make yourself miserable every month for a moment's pleasure.
Credit card actually refers to credit card, which is a bank card with overdraft function. Users can enjoy the service of "consumption first, payment later" when shopping. At the same time, the credit card also has the function of withdrawing cash, which can solve the short-term capital demand of users when they need money urgently.
Compared with ordinary savings cards, there is a certain threshold for handling credit cards. Usually, when users apply for credit cards, banks will pay attention to two aspects, one is the user's credit, and the other is the user's repayment ability. Of course, there are many kinds of credit cards, including general card, gold card, platinum card, diamond card and even black card. According to different types of cards, banks have different conditions for handling credit cards.