Absolutely not recommended, this is tantamount to drinking poison to quench thirst! The overdraft interest on a credit card is 0.05 per day, and the annual interest rate is 18, which is a heavy burden for your family. Besides, the general overdraft limit is half of the available limit. An overdraft of 35,000 requires a credit limit of 70,000, and there is still a daily withdrawal limit. There is an upper limit, and a handling fee will be charged for each withdrawal...
The best way is to use a real estate certificate mortgage or other mortgage loan, which has low interest and a relatively long repayment period.