Bank of China will not directly freeze other debit cards.

Details:

1. Bank of China’s handling of overdue credit cards mainly includes collection and legal proceedings. When a credit card is overdue for a long time and the amount owed is large, the bank will usually take legal action to recover the debt.

2. According to relevant Chinese laws and regulations, banks can protect the realization of their claims by applying to the court to freeze bank deposits and other properties in the name of the debtor during the debt recovery process. However, banks usually give priority to freezing bank deposits in the borrower's name rather than directly freezing other debit cards.

3. Other debit cards belong to the borrower’s personal assets and are not directly related to overdue credit card debts. Unless the borrower transfers the credit card debt to other debit cards or violates relevant laws and regulations, the bank will not affect the normal use of other debit cards due to overdue credit card debts.

To sum up, Bank of China will not freeze other debit cards in the name of the cardholder. Of course, if there are other violations or relevant legal provisions are involved, the bank may take corresponding measures, but only for specific violations or legal issues, and will not directly affect the normal operation of other debit cards due to overdue credit card debts. use.

Extended information:

Overdue credit card means that the cardholder fails to repay the credit card debt on time and exceeds the repayment period specified by the bank. Banks' handling of overdue credit cards generally includes collection, legal proceedings and other means. Collection methods usually include phone notifications, SMS collections, door-to-door collections, etc., aiming to encourage cardholders to pay back the outstanding balance as soon as possible. If collection efforts are ineffective, the bank may hand over the overdue credit card debt to a law firm or third-party agency for legal action to recover the debt through legal means.

The use of personal credit cards is becoming increasingly popular, but it is also accompanied by an increase in overdue credit cards and debt problems. Cardholders should consciously fulfill their credit card repayment responsibilities to avoid adverse consequences caused by overdue payments. At the same time, in the case of overdue credit cards, you should communicate with the bank in a timely manner to seek repayment methods and solutions to avoid further legal disputes and damage to your credit record.

Please note that the above information is for reference only. In specific cases, bank and legal regulations shall prevail. If necessary, please consult a professional for accurate legal advice and advice.