CITIC dual-limit white card refers to a credit card cooperated by CITIC Bank and JD Finance. It gives priority to use the ordinary white credit card, and if it is not enough, it will be deducted from the small white card. One card has dual quotas.

The Xiaobai Card is mainly issued to the post-90s generation. The application threshold is low and the annual fee is waived for swiping the card. If you swipe the card or withdraw cash within 30 days of approval, you can enjoy the first-year annual fee exemption once.

Users who activate Xiaobai Card and successfully activate Baitiao can enjoy the membership rights of Xiaobai Card and the service of making money by scanning QR codes. The points spent on the co-branded card are automatically converted into steel_, which can be used to redeem cash for shopping on JD.com. .