Company telephone format: 0 10-82873256 (area code-telephone).

1. Never choose to apply for a credit card at a roadside stall, nor do you recommend door-to-door sales. These salesmen will sell you a high-value card. If you are a person who has no self-control in spending money, the salary of newcomers in the workplace is not much, which will easily lead to the situation that you cannot afford it. So I suggest you go to a regular bank to apply for a credit card.

2. Remember not to overdue repayment. The consequences will not only affect personal credit records, but also give interest, which is not cost-effective. Also, try not to choose the minimum repayment amount, because the interest on repayment in this way is higher than that on overdue repayment, and there is no interest-free period. The interest to be repaid is equivalent to half a month's salary less per minute, which is even more uneconomical, so it is best to choose to repay in full during the interest-free period.

3, credit card cashing, is to withdraw money from the credit card, this behavior is illegal. Don't put the money in the credit card either, because there will be a handling fee when you take it out, and the handling fee is very high!

Extended data:

The bank will use the ID card verification system to check and verify the authenticity of the customer's ID card information, inquire whether the customer has bad credit records in the personal credit information system, and call the customer himself and his company to verify the authenticity of his information and company information.

The following is the credit card approval process:

Step 1: Internal evaluation of banks

First of all, the bank will input the basic information of the applicant into the internal evaluation system for preliminary evaluation.

If you have done business with banks before, such as handling savings cards and credit cards, applying for loans, purchasing wealth management products, etc. Then the bank can know if you are a good customer of the bank.

If it is a quality customer, the credit card is basically approved in seconds. If you want to become a high-quality customer of the bank, the most direct way is to "move bricks" and directly deposit a deposit of 5000-65438+ 10,000 yuan, with a card issuance amount of 30,000 yuan.

Step 2: Inquire personal credit information.

Credit card is actually a simple credit service. It can be said that applying for a credit card is no different from applying for a loan.

In order to reduce the bad rate of credit cards, according to the relevant (hard) regulations, banks must check the applicant's personal credit report.

It should be noted that in addition to overdue credit business, if there are too many credit inquiries, or the water and electricity bills are not paid on time, or there is a criminal record at the police station, it will affect the approval of credit cards.

Step 3: Personal comprehensive score

Also called credit score, it is given by the credit scoring system of each bank, and the level of credit score will directly determine whether the bank will grant credit and the amount of credit.

As we all know, the higher the credit score, the greater the probability that the cardholder will get the card, and the higher the credit limit, and the bank's credit score standard is strictly confidential.

Step 4: Hold a credit card.

This is a point that many people easily overlook, because banks will also refer to the applicant's credit status when approving credit cards.

How do I fill in the company phone number when I apply for a credit card?

Hello, 1 Colleague's Phone: If the company doesn't have a formal company phone number or a personal position arrangement phone number, we can fill in the phone number of the company's front desk or the fixed phone number of other departments, but it's best to find familiar departments and colleagues to avoid embarrassment during the audit.

Telephone number of relatives and friends: If we are temporarily unemployed, we can also choose to fill in the fixed telephone number of relatives or friends at home, but we must remember to inform us in advance.

3 No landline number: generally, you need to fill in the company phone number truthfully. If not, you can leave it blank. If you need to fill in, you can fill in 000-00000 or area code+mobile phone number, indicating that there is no company landline number. You can explain the situation to the staff of the credit card center then. Some banks have strict audits and may need additional company phone numbers to prove that cardholders have stable jobs.

It is best not to fill in or fabricate the telephone number of the company, in case the bank can't dial or find this person in the telephone audit. If you fill it in indiscriminately, the credit card approval will fail. Moreover, once the applicant does it in the company's telephone column, it is likely to be recorded by the bank, causing personal credit damage. Not only did the application fail, but the credit card application also failed again.

: 1. What is a credit card?

Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when using credit cards, but pay back on the settlement date. Except that some credit cards are combined with financial cards, general credit cards are different from debit cards and withdrawal cards. Credit cards do not directly debit the user's account.

Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units for shopping, consumption and cash deposit and withdrawal in banks. It is a form of card with name, expiration date, number and cardholder's name printed on the front, and magnetic stripe and signature strip printed on the back.

Real credit cards have the following characteristics: cash deposits are not encouraged, consumption is followed by repayment, interest-free repayment period is enjoyed, repayment can be made in installments (minimum repayment amount), and international credit card organizations such as visa and master are increased for global use.

How to fill in the phone number of the credit card company?

Question 1: How to fill in the company phone number when applying for a credit card? Will they fit? Just write the company phone number. If not, fill in some that can pass, but not all of them are verified by telephone. The chances are slim.

Question 2: What is the company telephone format to fill in when applying for a credit card? For example: 0 10-82873256.

Question 3: How to fill in the telephone format of the credit card company? Unit XX, XX Road, XX District, XX City, XX Province.

2. Area code+administrative backstage phone number (it is best to answer the phone conveniently during the day)

3. Area code+landline number

Some banks only use the company phone number and the house phone number for reference, but some banks will definitely dial the number, so it is best to ensure the accuracy of the number.

Question 4: Which phone number should I fill in when applying for a credit card? Hello, I just saw your question. Here's the thing. You don't have to leave a registered number to leave a company fixed phone number, but it can be an office phone number. It doesn't matter if you can't find it online. The main thing is whether it can be received. If you can receive and answer their questions, you can pass the credit check. If you don't get a call or a colleague says you are not in, the customer service may call your mobile phone or the reserved number of your relatives and friends. If I can't find you, you won't make it. As long as you can find it, there is no problem, and if you use a card to handle a card, for example, if you use a bank's credit card to handle a bank's credit card, then Bank B can't find the location you wrote when you handled a card at Bank A. Unless you have a bad record, you will definitely see it, otherwise they will not see other information, and the credit limit can't be lower than your A card. The same is true for using a card, and it is not lower than the original credit limit, unless there is a bad record before or the number of previous card uses is less than 6 times.

Question 5: Why does the card application always show that the company phone format is correct? How to fill in the mistakes? Have you applied for a credit card on the credit card website of CCB? I just tried. Just fill in your phone number. I cut a picture for you. Just fill in the area code first, and then fill in the phone number of the company phone, so that it will not be displayed in the wrong format.

Question 6: How to fill in the postal code of ICBC credit card information unit? Just fill in the zip code according to the location of the unit.

Credit card application postal code is used to send credit cards;

The specific zip code can be queried online or at the local post office.

Postal code:

Postal code is a special code composed of numbers, which represents the post office that delivers mail and is also the communication code between residents and units within the delivery range of this bureau;

Postal code is a special code for postal communication to realize mail sorting, and it is a necessary tool to realize postal modernization. The ultimate goal is to improve the speed and accuracy of your letters in the delivery process, so be sure to indicate the postal code when handing in letters and parcels;

In order to realize the automation of mail sorting and the digitalization of postal network, and speed up mail delivery, more than 40 countries in the world have successively implemented postal coding system, which is regarded as one of the standards to measure the communication technology and postal service level of a country.

Postal coding rules in different countries are not uniform.

Question 7: What do you do for the credit card company by phone? You can leave the phone number of any company. As long as I know you, I can say hello first and wait for the bank to call back to confirm that you are an employee of the company.

Question 8: Can I fill in the telephone number of the company when applying for a credit card by telephone at 400? You can't fill in the company's phone number when you apply for a credit card by phone.

Question 9: What is the correct address of the company that applies for a credit card by mobile phone? It is the specific address of your work unit, such as the building number. Provincial, municipal and county roads.

Question 10: I need to apply for a credit card. How can I fill in the telephone area code of the company? Do you need an extension agent?

So much for the introduction of telephone formats of credit card companies.