The meaning of foreign exchange purchase by credit card is a transfer transaction, which is to exchange the local currency on the account for foreign currency, which is equivalent to foreign exchange trading. The converted foreign currency will still be on the account or bank card, and no cash will be withdrawn. For credit card purchases and repayments, when cardholders swipe international cards to make purchases abroad, they use the international credit card channel. The local currency consumed will be recorded in the foreign currency account of the credit card in the form of U.S. dollars and other foreign currencies. When returning, the cardholder needs to purchase foreign exchange. to repay.

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