1. Can credit card repayment be postponed during the epidemic period?

Credit card repayment during the epidemic period can be postponed if it meets the conditions.

generally due to epidemic situation, it can be delayed. The relevant policies clearly stipulate that: for those who are hospitalized or isolated due to new pneumonia infection, those who need isolated observation for epidemic prevention and control, and those who participate in epidemic prevention and control, if they fail to repay in time due to the impact of the epidemic, the relevant overdue loans may not be submitted as overdue records, and those that have been submitted may be adjusted. Individuals and enterprises that have temporarily lost their sources of income due to the epidemic can submit their credit records according to the adjusted repayment arrangements.

financial institutions should appropriately tilt their credit policies, flexibly adjust personal credit repayment arrangements such as housing mortgage and credit card, and reasonably postpone the repayment period. Personal business guarantee loans infected with new pneumonia can be extended for one year and continue to enjoy financial discount support. Financial institutions should give priority to customers who are infected with new pneumonia or damaged by the epidemic, appropriately expand the scope of responsibility, and make full compensation.

2. Credit card repayment can be postponed for several days during the epidemic

During the epidemic, credit card repayment can be postponed for 3 to 6 months. The specific time is not uniform, and the regulations of various banks are different, so it should be determined through consultation. Generally, it can be extended to the end of the epidemic. At present, most banks are accepting extension applications for loan repayment in the current month, and the extension period is mostly from ten days to one month (depending on different banking policies). However, some banks can delay the repayment of principal for 3 to 6 months for people who temporarily lose their income sources in key epidemic areas.

Third, what is the meaning of a credit card?

Find a way to remind you that the meaning of a credit card is a card issued by a bank to give the cardholder a certain credit limit, within which the cardholder can spend first and then repay. With this, you can shop, spend money and deposit and withdraw cash from the bank. The form is a card with the name of the issuing bank, expiration date, number, cardholder's name and other contents printed on the front, and the card surface has chips, magnetic strips and signature strips.