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The credit card has been used for more than 3 years and the limit has not been raised. What should I do?
Hello, you can take the initiative to call the bank customer service and apply for withdrawal. If you use a large amount of cards and repay them normally, it will be easier to withdraw cash. The bank can withdraw money every three months.

Method 1: Call the issuing bank and ask for a temporary increase in the credit limit, but the maximum amount that can be increased is also 20% of your current credit limit.

Method 2: If you want to increase the quota, you need to comply with the following conditions:

1. Always use your card. It's best to always use up your quota, so that the bank will know that your quota is not enough.

2. Repayment in full and on time shows that you have good repayment ability, which is the premise of cash withdrawal.

3. Use less revolving credit, that is, use less minimum repayment. 4. Put an end to bad credit card records and repay on time. If it cannot be repaid in full, it is necessary to repay the minimum repayment amount on time and pay interest. (This item is very important. If the landlord forgets to pay back, or neglects to pay back a fraction, even 1 cent will bring bad card use records. 5. After the card is opened 180 days (6 months) and the above conditions are met, the amount can be withdrawn from the card department, and 99% of the withdrawal is successful.