In this general case, the money stored in the credit card will overflow. When there is a credit card loan next month, the loan amount can be automatically deducted. The repayment order is first arrived, then arrived. Among them, the repayment order of bills is generally based on annual salary, interest, handling fee, principal, credit card consumption amount, etc.

But there are also cases where the same bank has multiple credit cards. For example, one credit card has an excess deposit, another credit card has a loan, and the two credit cards share the quota, but the accounts are independent and need to be repaid separately. This must not be done.

It can be seen that whether credit card excess deposits will be repaid automatically depends mainly on the bank's regulations. Therefore, if there is excess deposit in the credit card, it is best to transfer the manual call and consult the phone through the call hotline of the card issuing.

If the call says that it can be repaid automatically, there is no need for manual operation. If it cannot be repaid automatically, the cardholder must withdraw the excess deposit to return the credit card, or apply for reimbursement of the credit card transfer fee from the excess deposit.

In short, whether the excess deposit of credit card will be repaid automatically depends on the situation. Finally, based on the bank's regulations, you must consult clearly about the phone call when you repay, so as to avoid the situation that you can't repay automatically and it will expire.