Why can’t I receive Bank of Communications credit card text messages?

It may be because you have not subscribed to the text message service, so there is no reminder.

The method to activate the credit card SMS reminder service is as follows:

Bank counter activation process:

1. Bring your valid ID and bank card to the local bank branch;

2. Fill out an application form for business processing, select "SMS Reminder" in the business column of the application, and attach the commonly used mobile phone number that needs to be bound for receiving text messages;

3. Submit your bank card, original ID card, and business application form;

4. Enter your mobile phone number and verification code as required;

5. You can activate the SMS reminder service .

Mobile phone activation:

1. Dial (bank customer service number) Telephone Banking and transfer to manual mobile messenger signing;

2. Provide bank and appropriate identity according to prompts information to activate.

Note: SMS reminder is a paid service. Generally, it is valid for one year after being activated once. The service fee is two yuan per month and is deducted monthly. You need to apply for the service again after one year before you can continue to use it. If you have opened online banking, you can renew your business through online banking.

Extended information

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals and ambitions in life and career." People who pursue, know how to enjoy, and are more willing to struggle, sometimes go abroad to study, do business, research or travel.

Bank of Communications Credit Card is also a group of people with high living standards and willing to try new consumption habits. " Bank Pacific Credit Card is a credit card product created by Bank of Communications by introducing HSBC's advanced technology and management. It brings together global and local advantages, with the theme of "Global Card for Chinese", and advocates a new consumer culture and card use. Experience, providing preferential treatment and considerate services all over the world.

This card captures the "local and global" dual advantages of Bank of Communications and HSBC: Bank of Communications has a vast network of more than 2,600 branches in more than 130 cities in China; and the world's second largest bank The extensive banking network system deployed by HSBC, a large financial institution, around the world makes this "Chinese's global card" shine and brings a unique card-using experience. The cooperation between the two banks has also set an example for the development of international cooperation in China's banking industry.

What should I do if I haven’t received my Bank of China credit card?

How to handle if the Bank of China credit card has not been received:

The Bank of China credit card will be mailed by express. From the date the card is sent, the mailing time will be about 3-5 working days. . If you do not receive the card for a long time, you can call the Bank of China customer service hotline 4006695566 and transfer to manual. Bank of China staff will further assist you in verification. I wish you a happy life!

The above content is for your reference, please refer to actual business regulations.

Why can’t I receive credit card messages?

The reason why I can’t receive text messages when making a purchase may be: the transaction amount is lower than the amount set by the branch or the starting point for sending; SMS messages If the notified service is in arrears, the arrears need to be paid.

Or the mobile account text messages for batch deductions such as credit card repayment or loan repayment are sent in batches, and the sending may be delayed; the mobile phone number is registered incorrectly during activation; the operator has a network problem Failure, the mobile phone number has been blocked, or it was not within the service area at the time.

If the messaging service receives abnormal text messages, you can handle it according to the following methods:

(1) Please clear the inbox of mobile phone text messages, delete the intercepted software, and Shut down and restart after 10 minutes;

(2) If you still cannot receive the phone after the operation, you can put the phone card into another phone to rule out whether it is an abnormality in the phone;

(3 ) If you have opened Palm Banking or Online Banking at the counter, you can cancel the contract and re-sign through "All-Assistant-SMS Notification-Maintenance/Cancellation" in Palm Banking or "Certificate Login-Security-Message Service" in Online Banking;

(4) If it is unsuccessful or has not been opened, the household head can bring his/her valid ID and registered account (debit card or quasi-credit card) to cancel and reopen at any Agricultural Bank of China branch nationwide. The passbook for current settlement is at It can be processed at any branch of the first-level branch of the bank where the account is opened.

There is a difference between a credit card and a debit card. The following are the differences between the two cards:

1. A credit card is a consumer credit product, which means you consume first and repay later. , while debit cards are deposited first and then used;

2. Credit cards can be overdrafted, but debit cards cannot be overdrafted;

3. Credit cards are There is a revolving credit limit, while debit cards do not have a revolving credit limit (revolving credit refers to the limit that the bank has approved for the cardholder to use, and the cardholder does not need to repay the balance in full if it is used within the limit. Yes, you only need to pay the stipulated minimum repayment amount to maintain a good credit record, and you can also use the cardholder’s credit limit again);

4. The credit card holder will pay the final If you need to repay in full before the repayment date, you may enjoy an interest-free repayment period for shopping purchases;

5. Credit card deposits do not accrue interest, while debit card deposits accrue interest at the savings rate.

6. Credit cards belong to asset business, while debit cards belong to liability business;

7. The issuance of credit cards needs to meet relevant conditions (such as the situation of the work unit, Assessment of repayment ability and review of personal credit record, etc.), while debit cards only require an ID card;

8. Credit cards have anti-counterfeiting logos and UnionPay logos, while debit cards The card only has the UnionPay logo.

Is it dangerous if the credit card is not received?

There is generally no danger if the credit card is not received. Under normal circumstances, the credit card needs to be opened with the ID number and the mobile phone used to apply for the credit card at the time, so Even if you get the card, you can't activate it. If you do not receive the credit card after it is sent, you only need to call the customer service number of the credit card center to apply for re-shipment.

1. Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

2. Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Provisions") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, An electronic payment card with full or partial functions such as transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in Public Service Fields" was officially implemented.

3. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card A debit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrafted within the specified credit limit. The so-called credit card generally refers to a credit card only.

4. Application

Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country.

Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

5. The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.

6. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must Has the applicant's autograph.

What should I do if I don’t receive a credit card from the bank?

Nowadays, many people have applied for a credit card, because credit cards can be consumed first and repaid later, which is very convenient for users. If you want to use a credit card, you need to apply for it first. But some people are applying for credit cards, and the bank has sent them but they have not received them. So, what should I do if I don’t receive a credit card from the bank? How should we deal with this problem? Take a look below.

Credit card

The credit card applied for at the bank has not been received. It is recommended to call the bank’s customer service number to check the reason. If the credit card application is successful, the bank will usually send the credit card within 2-3 weeks after receiving the credit card application materials. After you know that the card has been approved, please always check whether there is a registration notice in your mailbox, or ask the mailroom if you can sign for it on your behalf.

Under normal circumstances, after the bank sends the credit card, it will basically be delivered to the customer. If you do not receive it, you can first check whether the delivery address is correct. After confirming that it is correct, if you have not received the credit card for a long time, please call the customer service hotline immediately to check. I would like to remind everyone that after using a credit card, you must remember to repay according to the due date, otherwise your credit report will be affected, and the consequences will be very serious.

This ends the introduction on what to do if the credit card cannot be received and what to do if the credit card cannot be received. I wonder if you have found the information you need?