As the name suggests, "Bill Consolidation" means that the billing date and repayment date of all credit cards under the name of a bank are the same, that is, the bills are issued on the same day and the repayment date is the same on the same day. You need to write down the billing date and repayment date, which is equivalent to writing down the billing dates for all credit cards.

Data shows that there are currently China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, China Minsheng Bank, Hua Xia Bank, Bank of Shanghai, Bank of Beijing, China Construction Bank, Bank of Communications, China Guangfa Bank, China CITIC Bank, Everbright Bank, and Standard Chartered Bank, Citibank and many other banks have consolidated credit card statements. Here, bill consolidation is divided into two repayment methods based on whether it is consolidated, namely independent repayment and any card repayment.

Bill Consolidation and News Consolidation

No matter multiple credit cards open multiple accounts at the same bank, as long as two accounts in RMB and US dollars are displayed on the credit card, plus the repayment date and If the bill date is the same, you can pay it back to any card without having to pay it back separately by card number. Banks such as China Merchants, Ping An, Pudong Development Bank, Minsheng, Huaxia, Shanghai, and Bank of Beijing are all like this.

Bills are consolidated. Economic newspapers are not consolidated.

In other words, the repayment date on the bill is the same day, but since the credit card is not merged, each card is submitted to the credit report separately. Even if there is only one bill per month, each card Card consumption is counted separately, and you need to pay the corresponding credit card account according to the card number, such as China Construction Bank, Bank of Communications, China Guangfa Bank, CITIC Bank, China Everbright Bank, Standard Chartered Bank, and Citibank.

In summary, when merging credit card bills to the bank, you also need to pay attention to the repayment method. Generally, only when the bills are merged can you repay one card. Others must be repaid separately according to the card number, otherwise they will be replaced. If you use the wrong account number, there is also a risk of overdue payment.