Credit cards only need to be repaid on the last repayment date. I used a CCB credit card. Credit cards have a fixed billing date every month, and 20 days after the billing date is the final repayment date. Before the final repayment date, consumers will be repaid in full according to the bill amount and enjoy the interest-free period. If you don't repay in full and on time, consumers won't enjoy the interest-free period, and the bank will charge interest in full at the rate of five ten thousandths per day from the date when your consumption is recorded. \x0d\ For example,1October 27th 65438+ credit card consumption, settlement on February 25th (assuming February 28th), and the due repayment date is March 17. \x0d\ If you want to enjoy the repayment period of up to 50 days, you can swipe your card on the second day after the monthly bill date, that is, swipe your card on the 26th of each month, for example, swipe your card on March 26th and check out on April 25th, so it has been 30 days, and the due repayment date is May 15, so it is 50 days in total. \x0d\ If credit card is swiped on the billing date, the repayment period is only 20 days, for example, credit card is swiped on April 25th, the account is closed on April 25th, and the due repayment date is May 15, so the total repayment period is 20 days.